Capital One Spark Miles for Enterprise bank card evaluation

Associated: Step-by-step: Methods to full a Capital One enterprise bank card software

Incomes miles on the Spark Miles For Enterprise

The great thing about the Spark Miles is its easy incomes construction. You’ll earn 2 miles for each greenback spent with no annual cap, plus 5 miles per greenback on accommodations and rental automobiles booked via Capital One Journey.

Though it retains issues easy, having just one bonus class implies that there could also be extra rewarding choices for some purchases. If a big chunk of your bank card spending is targeted on a class similar to gasoline or workplace provides, different playing cards supply a considerably larger return. Contemplate having a number of enterprise playing cards and utilizing them for various kinds of bills.

Associated: These are the Capital One bank cards that earn transferable miles

Redeeming miles on the Spark Miles For Enterprise

You might leverage Capital One’s switch companions for redemptions, similar to Lufthansa first-class award seats between the U.S. and Europe for 116,000 Capital One miles when reserving via Avianca LifeMiles. Amongst different switch companions, the Turkish Airways Miles&Smiles program provides a stunning variety of candy spots that enhances the worth of your Capital One miles.

When you’re unsure the way to switch your Capital One miles and redeem for award flights or resort nights, take a look at the next guides:

Though transferring your miles will get you probably the most bang on your buck, if it’s simplicity you’re after, you may redeem your miles at a hard and fast worth of 1 cent apiece towards journey purchases. You need to use your miles when reserving new journey via Capital One, or you should use your miles to erase any eligible journey buy you’ve made with the cardboard within the final 90 days.

Eligible journey purchases aren’t simply restricted to flight and resort bookings but in addition embrace issues similar to Uber rides and Airbnb stays. And there’s no minimal redemption quantity so long as you’re erasing a complete buy.

Associated: Redeeming Capital One miles for optimum worth

Spark Miles For Enterprise advantages

The Spark Miles doesn’t supply as many perks and advantages as some pricier enterprise playing cards, however it provides a stunning quantity for a card with a $95 annual charge (waived the primary yr).

You may get two entries to Capital One Lounges annually you will have the cardboard.

Whenever you buy eligible objects along with your card, you’ll get buy safety for a lined loss that happens inside the first 90 days of buy in addition to prolonged guarantee safety that may lengthen the unique producer’s guarantee on eligible objects.

The Spark Miles card additionally provides the next advantages which may be notably helpful for small companies:

• No overseas transaction charges — Make purchases abroad with out accumulating additional fees simply since you’re overseas.
• Free worker playing cards — Add staff as licensed customers and set spending limits for his or her playing cards.
• Simple accounting — Obtain your buy information rapidly and securely to a number of codecs, together with Quicken, Quickbooks and Excel.
• Journey and emergency help providers — A variety of emergency providers, together with authorized or medical referral and ticket substitute.
• Account and enterprise administration instruments — Decide your personal month-to-month due date, arrange AutoPay and obtain year-end itemized spending experiences.
• Assign an worker as account supervisor — This worker can then make purchases and funds, evaluation transactions and resolve any issues.

Associated: 5 lesser-known perks of the Capital One Spark Miles for Enterprise

Which playing cards compete with the Spark Miles For Enterprise?

• When you want Amex: The Blue Enterprise® Plus Credit score Card From American Categorical doesn’t have an annual charge (see charges and charges) and earns 2 factors per greenback on purchases. Nevertheless, the two factors per greenback spent incomes is simply on the primary $50,000 spent per calendar yr (you’ll earn one level per greenback spent thereafter), and the cardboard fees a 2.7% charge on overseas transactions (see charges and charges). For extra data, learn our full evaluation of the Blue Enterprise Plus.
• When you want Chase: The closest competitor could be the Ink Enterprise Limitless Credit score Card. The cardboard earns 1.5% money again on purchases, however you’ll be able to convert these earnings to Final Rewards factors in case you even have a premium Chase card. For extra data, learn our full evaluation of the Ink Enterprise Limitless.
• If you don’t need an annual charge: Contemplate the Capital One Spark Miles Choose for Enterprise. This mild model of the cardboard earns 1.5 miles per greenback on all spend, comes with a smaller sign-up bonus and carries comparable advantages, together with no overseas transaction charges, however doesn’t cost an annual charge. For extra data, learn our full evaluation of the Spark Miles Choose.

The knowledge for the Capital One Spark Miles Choose for Enterprise has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

For added choices, take a look at our full record of one of the best journey playing cards.

Associated: Your information to the Chase Ink Enterprise bank cards

Is the Spark Miles For Enterprise price it?

When you’re on the lookout for simplicity, the Spark Miles card could also be card for all your enterprise spending because it earns two miles per greenback spent on all purchases. However even when you have already got a number of playing cards that earn bonus miles in sure classes, the Spark Miles card could possibly enhance your earnings on purchases that don’t fall into your present bonus classes. You may additionally get two free entries to a Capital One lounge annually.