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Get to Know Africa > Private: Blog > Travel > Is the Southwest Efficiency Enterprise Card definitely worth the annual payment?
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Is the Southwest Efficiency Enterprise Card definitely worth the annual payment?

Get to Know Africa
Last updated: 2023/09/01 at 8:29 AM
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Welcome bonusIncomesAdvantagesOptionsBackside line

Essentially the most premium of Southwest’s cobranded choices, the Southwest Efficiency Enterprise Card carries an annual payment of $199.

Whereas that is considerably lower than the charges you will see on most premium choices from different airways, it’s a notable improve from the Southwest Premier Enterprise Card and the three Southwest private playing cards.

In case you’re a enterprise proprietor who prefers to fly Southwest Airways and are questioning whether or not it is best to add the Southwest Efficiency Enterprise to your pockets, this is what you could find out about its worth.

Welcome bonus

The Southwest Efficiency Enterprise card is presently providing a welcome bonus of 80,000 Fast Rewards factors after you spend $5,000 within the first three months from account opening.

THE POINTS GUY

TPG values Southwest Fast Rewards factors at 1.5 cents every, making this bonus price $1,200. Nevertheless, you may get much more worth from this bonus in the event you use it to jumpstart your qualification for a Companion Go. You will must accumulate 135,000 factors in a calendar 12 months to get a coveted go. This bonus alone will get you over midway there, and you possibly can pair it with a private Southwest card and qualify for a Companion Go routinely after incomes the bonuses on each playing cards.

However earlier than making use of, remember to test your eligibility. As a Chase card, the Southwest Efficiency Enterprise is topic to Chase’s 5/24 rule and Southwest bonus eligibility restrictions.

Associated: The most effective time to use for these Chase playing cards based mostly on supply historical past

Incomes

The Southwest Efficiency Enterprise card earns 4 factors per greenback on Southwest purchases, 3 factors per greenback on Fast Rewards lodge and automobile rental purchases, and a pair of factors per greenback on social media and search engine promoting, web, cable, cellphone companies and native transit (together with ride-hailing companies). It earns 1 level per greenback on all different purchases.

STEPHEN M. KELLER/SOUTHWEST AIRLINES

As is predicted with essentially the most premium model of a cobranded card, the Southwest Efficiency Enterprise earns extra on Southwest purchases than you’ll be capable of earn with some other cobranded Southwest card. Plus, the factors you earn in your card can supply much more worth in the event that they aid you qualify for a Companion Go.

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Nevertheless, in the event you spend a good portion of your price range on common journey or enterprise bills and are not targeted on incomes a Companion Go, you will discover a higher incomes construction with a distinct card.

Associated: The way to rapidly earn the Southwest Companion Go

Advantages

With the Southwest Efficiency Enterprise card, you will get these Southwest-specific perks:

  • 9,000 factors yearly in your cardmember anniversary
  • 4 Upgraded Boardings per 12 months when out there
  • Earn 1,500 tier qualifying factors towards A-Record standing for each $10,000 spent
  • $500 payment credit score for factors transfers per 12 months
  • As much as 365 inflight Wi-Fi credit per 12 months

You will additionally get a payment credit score of as much as $100 for World Entry, TSA PreCheck or Nexus each 4 years.

ZACH GRIFF/THE POINTS GUY

TPG values the 9,000-anniversary factors at $135, which justifies over half of the cardboard’s $199 annual payment. In case you can make the most of at the least eight Wi-Fi credit (usually $8 every), you will have gotten sufficient worth from the cardboard to justify the annual payment from these two perks alone.

Nevertheless, this card presents much less worth than many different airline cobranded playing cards. Whereas it offers you a quicker path to earn a Companion Go, you will not get worth from further free checked baggage or airport lounge entry. Plus, Southwest elite standing is far much less helpful than the standing you may earn on different airways, given its lack of seating choices. In case you fly steadily, you might resolve it is price switching airline loyalty to get extra helpful perks.

Associated: Maximizing Southwest Fast Rewards

Options

If you would like Southwest-specific perks for a decrease annual payment, you may choose the Southwest Premier Enterprise card. It has a decrease $99 annual payment, which is definitely justified by its anniversary factors and complimentary Early-Chook check-ins. For extra particulars, try our full evaluation of the Southwest Precedence Enterprise card.

MILJAN ŽIVKOVIĆ/GETTY IMAGES

In case you spend extra of your price range on enterprise and common journey bills, you may choose the incomes construction of the Ink Enterprise Most well-liked Credit score Card. It earns 3 factors per greenback on the primary $150,000 spent yearly on journey, transport, web, cable, cellphone companies and promoting with social media and search engines like google and yahoo. It carries a decrease $95 annual payment and earns Chase Final Rewards factors, which you’ll switch to Southwest or any of Chase’s different journey companions. For extra particulars, try our full evaluation of the Ink Enterprise Most well-liked.

Backside line

In case you’re a enterprise proprietor who flies Southwest steadily, you will probably get sufficient worth from the anniversary factors, Upgraded Boardings and payment credit on the Southwest Efficiency Enterprise card to justify its $199 annual payment. And in the event you’re ready to make use of the welcome bonus to offer you a bonus towards incomes a Companion Go, you will get much more worth from the cardboard. Nevertheless, in the event you do not fly Southwest steadily, then you definitely’ll get higher worth from a common journey card.

For extra info, learn our full evaluation of the Southwest Efficiency Enterprise card.


Apply right here: Southwest Efficiency Enterprise Card


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Get to Know Africa September 1, 2023
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