The Citi Premier® Card (see charges and costs) is Citi’s mid-tier journey card, incomes bonus factors on journey purchases and providing the flexibility to switch rewards to worthwhile switch companions.
However with so many different good choices, is the Premier value its $95 annual payment? This is what you might want to know earlier than making use of.
Welcome bonus
The Citi Premier is at present providing a sign-up bonus of 60,000 ThankYou® Factors factors after you spend $4,000 throughout the first three months from account opening. TPG values these factors at 1.8 cents every, making this bonus value $1,080.
You possibly can switch your Citi ThankYou Factors to 17 switch companions. possibility is to make use of Turkish Airways Miles&Smiles miles to e book lie-flat United business-class awards to Hawaii for simply 12,500 miles per particular person every method.
On the lodge facet, you’ll be able to switch your factors at a 1:1 ratio to Wyndham Rewards and at a 1:2 ratio to Selection Privileges. These packages can each present glorious worth not simply at funds properties but additionally when touring close to holidays when money charges are excessive however factors charges aren’t vulnerable to fluctuation.
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Strong factors incomes
When you ask individuals what they like concerning the Citi Premier card, the most typical reply is probably going that it earns factors in standard spending classes.
By way of June 30, 2024, cardholders can earn 10 factors per greenback spent on lodges, automobile leases and sights (excluding air journey) when reserving by way of the Citi Journey portal.
As well as, the Premier earns 3 factors per greenback on air journey, lodges, gasoline stations, supermarkets and eating places (together with takeout) and 1 level per greenback on all different purchases.
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Plus, the Premier’s bonus classes apply worldwide, versus some playing cards that solely supply these bonus factors on purchases throughout the U.S.
Associated: Easy methods to redeem Citi ThankYou factors for max worth
$100 annual lodge credit score
As a cardholder, you will get an annual advantage of $100 off a single lodge keep of $500 or extra (excluding taxes and costs) once you e book by way of Citi’s journey portal.
Nonetheless, whereas this profit sounds promising and may be nice when staying at boutique, impartial properties, it could not result in the $100 in financial savings you anticipate.
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Cardmember protections
Whereas the Premier lacks the in depth journey and purchasing protections we love on different playing cards, it does supply two important protections: prolonged guarantee safety and injury and theft safety.
World Elite Mastercard advantages
Leisure perks
Anybody with a Citi bank card, together with the Citi Premier card, can entry Citi Leisure. This could present entry to unique occasions and precedence entry or advance ticket gross sales to live shows, reveals and performances, movie festivals and extra.
Backside line
Since you might not get the complete $100 worth from the lodge profit, whether or not the Citi Premier is value its $95 annual payment will come all the way down to the factors you earn and the way you worth them. When you can maximize the bonus classes and get good worth from Citi’s switch companions, you might discover you get worth nicely past the annual payment value. Nonetheless, if you would like extra tangible worth from assertion credit and different perks, you will probably wish to go together with a unique bank card.
Apply right here: Citi Premier® Card with a 60,000-point welcome bonus after you spend $4,000 in your card inside three months of account opening
