Capital One Enterprise X Enterprise overview
The Capital One Enterprise X Enterprise is the enterprise model of the fan-favorite Capital One Enterprise X Rewards Credit score Card. Like its private counterpart, the Enterprise X Enterprise affords luxurious perks for an affordable annual charge and a easy incomes construction of not less than 2 miles per greenback on all purchases. It is a nice choice for small-business homeowners who worth simplicity. Card score*: ⭐⭐⭐⭐½
* Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Since its debut in 2021, the Capital One Enterprise X Rewards Card has been a serious participant within the premium card area, providing luxurious advantages like airport lounge entry and a helpful journey credit score for a comparatively low annual charge.
And now, the Capital One Enterprise X Enterprise is publicly obtainable. It comes with the identical $395 annual charge (see Enterprise X Enterprise charges and costs; Enterprise X charges and costs) and lots of the identical advantages we have come to like within the Enterprise X: beneficiant airport lounge entry, a journey credit score and the choice so as to add a restricted variety of licensed customers for no further charge (see charges and costs).
The key distinction between the private and enterprise choices, nevertheless, is the welcome bonus. The Enterprise X Enterprise has are available swinging with a helpful welcome provide — together with an eyebrow-raising spending requirement to earn it.
This card requires a wonderful credit score rating, which Capital One defines as 800 or above.
This is what you must know for those who’re contemplating making use of for the Capital One Enterprise X Enterprise card.
Capital One Enterprise X Enterprise welcome provide
The Capital One Enterprise X Enterprise is providing an enormous bonus to those that can meet its lofty spending requirement. New candidates can earn 150,000 bonus miles after spending $30,000 within the first three months from account opening.
You possibly can redeem Capital One miles for an announcement credit score to cowl journey purchases at a flat price of 1 cent per mile. In case you select this route, the 150,000-mile bonus is value a formidable $1,500.
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However for those who make the most of the choice to switch your miles to Capital One’s helpful resort and airline companions, you may get a a lot increased worth of $2,775 from this bonus, based on TPG’s valuations.
Associated: The best way to apply for a Capital One enterprise bank card
Capital One Enterprise X Enterprise advantages
The Enterprise X Enterprise has lots of the identical perks which have made its private counterpart so fashionable. As a cardholder, you may get:
In case you can maximize these advantages, you may simply justify the cardboard’s $395 annual charge. Those that spend important time in Dallas Fort Value or Dulles airports will particularly recognize this card’s limitless entry to the Capital One Lounges since a single go to sometimes prices $65.
Associated: A whole information to Capital One’s airport lounges
Incomes miles on the Capital One Enterprise X Enterprise
With the Enterprise X Enterprise, you may earn:
- 10 miles per greenback on inns and rental automobiles booked by Capital One Journey
- 5 miles per greenback on flights bought by Capital One Journey
- 2 miles per greenback on all different purchases
This straightforward incomes construction means you will not have to fret about whether or not your buy falls in a bonus-earning class. Nevertheless, for those who do spend a big portion of your corporation funds in classes like transport and promoting, you may discover that you will get a greater return on a special enterprise bank card.
Associated: Concerns to your small-business bank card technique
Redeeming miles on the Capital One Enterprise X Enterprise
Your most dear redemption choice is to switch your miles to any of Capital One’s 18 resort and airline companions.
Nevertheless, you too can redeem your miles to guide journey by Capital One Journey, for an announcement credit score to cowl journey purchases or to buy reward playing cards at a flat price of 1 cent per mile. You possibly can redeem your miles for money again, however you may get a a lot decrease worth of 0.5 cents per mile with this feature, so we advocate avoiding it each time doable.
Associated: Do you have to switch Capital One miles to companions or redeem instantly for journey?
Transferring miles on the Capital One Enterprise X Enterprise
Once more, probably the most helpful redemption choice is to switch your miles to considered one of Capital One’s journey companions. You’ve got 18 resort and airline packages to select from, together with Air Canada Aeroplan, Singapore Airways KrisFlyer and Selection Privileges.
TPG senior bank cards editor Matt Moffitt likes to switch his miles to Air France-KLM Flying Blue to get good offers on business-class flights to Europe in addition to to British Airways Government Membership for nonstop American Airways flights throughout the U.S.
Associated: The very best methods to maximise Capital One miles
Which playing cards compete with the Capital One Enterprise X Enterprise?
If you’d like extra business-related perks or do not spend sufficient to earn the welcome bonus on the Enterprise X Enterprise, considered one of these playing cards is perhaps a greater match:
For added choices, see our full lists of the most effective enterprise bank cards and the most effective journey rewards bank cards.
Associated: The very best bank cards for airport lounge entry
Is the Capital One Enterprise X Enterprise value it?
The annual journey credit score and anniversary factors you may get with the Enterprise X Enterprise simply justify its annual charge, and that does not even account for the worth you may get from the opposite card perks like airport lounge entry. Nevertheless, the cardboard’s welcome bonus has a spending requirement that many companies will battle to satisfy. So if your corporation has fewer bills, you may doubtless be higher off with the private model of the cardboard.
Associated: 10 methods to satisfy the spending requirement to earn a welcome bonus
Backside line
The Capital One Enterprise X Enterprise Credit score Card is a good choice for small-business homeowners who put a major quantity of spending on their bank card and need the simplicity of a flat incomes price on all their purchases. Nevertheless, those that will not meet the spending requirement to earn the cardboard’s welcome bonus or wish to earn extra on particular enterprise purchases ought to go for a special card.
Apply right here: Capital One Enterprise X Enterprise Credit score Card
