Since its 2021 launch, the Capital One Enterprise X Rewards Credit score Card has developed a stable fan base with its premium perks and cheap annual charge. And in 2023, the Enterprise X Enterprise burst onto the scene with most of the identical advantages we love in regards to the Enterprise X for a similar $395 annual charge (see Enterprise X Enterprise charges and charges; Enterprise X charges and charges).
At first look, the Enterprise X Enterprise appears virtually similar to the Enterprise X — simply with the next welcome bonus and far greater spending requirement. However there are a number of different variations between the playing cards that may probably put one forward of the opposite for you.
This is what you’ll want to know earlier than selecting the Enterprise X or the Enterprise X Enterprise.
Enterprise X vs. Enterprise X Enterprise comparability
| Enterprise X | Enterprise X Enterprise | |
|---|---|---|
| Annual charge | $395 | $395 |
| Welcome supply | Earn 75,000 bonus miles after spending $4,000 within the first three months from account opening. | Earn 150,000 bonus miles after spending $30,000 within the first three months from account opening. |
| Incomes charges | 10 miles per greenback on accommodations and rental automobiles booked by means of Capital One Journey
5 miles per greenback on flights booked by means of Capital One Journey 2 miles per greenback on all different purchases |
10 miles per greenback on accommodations and rental automobiles booked by means of Capital One Journey
5 miles per greenback on flights booked by means of Capital One Journey 2 miles per greenback on all different purchases |
| Advantages | $300 again in credit yearly for bookings made by means of Capital One Journey
10,000 bonus miles on each account anniversary Complimentary entry for cardholders and as much as two visitors per go to to Capital One lounges, Precedence Cross lounges and Plaza Premium lounges Add as much as 4 licensed customers for no extra price, and licensed customers get the identical lounge privileges as the first cardholder Entry to Capital One’s Premier Assortment and Life-style Assortment of accommodations Hertz President’s Circle standing* As much as $100 in assertion credit for TSA PreCheck or World Entry as soon as each 4 years Cellphone safety Visa Infinite card advantages |
$300 again in credit yearly for bookings made by means of Capital One Journey
10,000 bonus miles on each account anniversary Complimentary entry for cardholders and as much as two visitors per go to to Capital One lounges, Precedence Cross lounges and Plaza Premium lounges Complimentary entry to Precedence Cross non-lounge airport experiences, together with eating places Entry to Capital One’s Premier Assortment and Life-style Assortment of accommodations As much as $100 in assertion credit for TSA PreCheck or World Entry as soon as each 4 years Mastercard World Elite for Enterprise advantages
|
Enterprise X vs. Enterprise X Enterprise welcome bonus
The Enterprise X Enterprise, alternatively, comes with a a lot greater welcome bonus together with a considerably greater spending requirement. New cardholders will get 150,000 bonus miles after spending $30,000 within the first three months of account opening. This bonus is value $2,775, in line with TPG valuations.
Whereas you do not have to be a standard enterprise proprietor with the intention to qualify for a enterprise bank card, the spending requirement for the Enterprise X Enterprise welcome bonus appears to be geared extra towards conventional enterprise house owners who put important spending on their card. If you cannot hit the excessive spending requirement and earn the upper bonus, you may wish to go together with the Enterprise X for its simpler path to a worthwhile bonus.
Winner: Enterprise X Enterprise. When you can meet the spending requirement, you may get double the bonus that you’d with the Enterprise X.
Associated: 10 methods to fulfill a spending requirement
Enterprise X vs. Enterprise X Enterprise advantages
Initially, each the Enterprise X and Enterprise X Enterprise seem to have the identical checklist of advantages. Regardless of which card you select, you may get:
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Nevertheless, the 2 playing cards even have some key variations in the advantages they provide.
Essentially the most important edge the Enterprise X has is that licensed customers get the identical airport lounge entry as the first cardholder, together with entry for as much as two visitors per go to. Moreover, the Enterprise X comes with Hertz President’s Circle standing* and cellphone safety.
In the meantime, the Enterprise X Enterprise does not lengthen airport lounge advantages to licensed customers however consists of entry to Precedence Cross eating places.
One other method they differ is that the Enterprise X is a Visa Infinite card, whereas the Enterprise X Enterprise is a World Elite Mastercard. Each include worthwhile advantages, however this might be a figuring out distinction for you.
As a Visa Infinite card, the Enterprise X offers cardholders extra automobile rental privileges, entry to the Visa Infinite Luxurious Resort Assortment, Visa Infinite Concierge, major rental automobile insurance coverage, journey cancellation and interruption insurance coverage, misplaced baggage reimbursement, and prolonged guarantee and buy safety.
As a World Elite Mastercard, the Enterprise X Enterprise offers cardholders extra service provider affords, World Elite Concierge, rental automobile standing, a ShopRunner membership, entry to the Mastercard Luxurious Accommodations & Resorts Portfolio and cellphone safety.
Notice that whereas the Enterprise X Enterprise does not have cellphone safety in its advantages checklist, cardholders obtain cellphone safety as one among their World Elite Mastercard perks.
The community distinction may appear minor, however with so many different similarities, this distinction is perhaps what suggestions the scales in favor of 1 card over the opposite for you. As an example, anybody who spends important cash at Costco and desires to earn miles on these purchases will wish to select the Enterprise X since Costco solely accepts playing cards within the Visa community.
Winner: Enterprise X. The worth potential of lounge entry for licensed customers and Visa Infinite journey protections makes its advantages checklist value greater than that of the Enterprise X Enterprise.
Incomes miles on the Enterprise X vs. Enterprise X Enterprise
Each the Enterprise X and the Enterprise X Enterprise have the identical incomes charges:
- 10 miles per greenback on accommodations and rental automobiles booked by means of Capital One Journey
- 5 miles per greenback on flights bought by means of Capital One Journey
- 2 miles per greenback on all different purchases
Since each playing cards have the identical incomes charges, if you wish to earn bonus rewards on any particular classes, corresponding to eating, normal journey or different frequent enterprise bills, you may probably wish to discover totally different card choices.
Winner: Tie. Each playing cards have the identical incomes construction.
Associated: The very best bank cards for every spending class
Redeeming miles on the Enterprise X vs. Enterprise X Enterprise
Essentially the most worthwhile redemption possibility is to switch your miles to any of Capital One’s 18 resort and airline journey companions.
Each playing cards additionally provide the easier choice to redeem your miles for an announcement credit score to cowl journey bills or for reward playing cards at a fee of 1 cent per mile. You may also redeem your miles for money again, however you may solely get 0.5 cents per mile, so we advocate avoiding this redemption route as a lot as doable.
Winner: Tie. Each playing cards have the identical redemption choices.
Associated: Do you have to switch your Capital One miles or redeem them immediately for journey?
Transferring miles with the Enterprise X vs. Enterprise X Enterprise
TPG’s personal Kyle Olsen and Matt Moffitt each recognize the choice to switch their miles to Air France-KLM Flying Blue to get nice worth on business-class flights to Europe, particularly once they can reap the benefits of a switch bonus. With the wide selection of choices obtainable, you may simply discover a switch possibility that works together with your journey preferences and objectives.
Winner: Tie. Each playing cards have the identical switch choices.
Associated: Methods to maximize your Capital One miles
Ought to I get the Enterprise X or the Enterprise X Enterprise?
When you can meet the spending requirement to earn the welcome bonus and wish Precedence Cross restaurant entry, the Enterprise X Enterprise is probably going your higher possibility. Nevertheless, in order for you your licensed customers to have their very own airport lounge entry, the Enterprise X is your winner. And if you happen to favor Visa Infinite advantages, you may wish to go together with the Enterprise X, however World Elite Mastercard followers will wish to select the Enterprise X Enterprise.
Backside line
For extra particulars, take a look at our full assessment of the Enterprise X and our full assessment of the Enterprise X Enterprise.
For Capital One merchandise listed on this web page, a number of the above advantages are supplied by Visa® or Mastercard® and should range by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
*Upon enrollment, accessible by means of the Capital One web site or cell app, eligible cardholders will stay at upgraded standing degree by means of December 31, 2024. Please word enrolling by means of the traditional Hertz Gold Plus Rewards enrollment course of (e.g., at Hertz.com) won’t robotically detect a cardholder as being eligible for this system, and cardholders won’t be robotically upgraded to the relevant standing tier. Extra phrases apply
