The United Quest Card was unveiled in 2021, giving United loyalists an alternative choice throughout the airline’s lineup of cobranded playing cards. It is a middle-of-the-road bank card possibility constructed for individuals who fly sufficient with the airline to need a few perks with out shelling out $500+ for an annual price on a super-premium bank card.
If you happen to’re questioning whether or not the United Quest Card is the best selection for you, listed below are 5 causes you must think about including it to your pockets.
Worthwhile sign-up bonus
It is all the time enjoyable to get a card that comes with a big welcome bonus, and the United Quest has an excellent bonus provide.
United is providing a sign-up bonus of as much as 70,000 miles after you spend $4,000 on purchases within the first three months of account opening, plus 500 Premier qualifying factors (PQP).
TPG values United miles at 1.45 cents every, making the total bonus value simply over $1,000.
The sign-up bonus alone is sufficient to offset the annual price price in your first yr alone, however the perks do not cease there.
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Assertion credit offset the annual price
To assist offset that price, you will get $125 per yr in assertion credit whenever you use the cardboard to make United purchases. This profit alone knocks the price of the cardboard all the way down to $125 — solely $30 greater than the United Explorer Card.
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Moreover, you will rise up to $100 in assertion credit in your TSA PreCheck/World Entry utility price credit score each 4 years. That lowers the price of the annual price to solely $25 in your first yr. This is not a make-or-break perk (loads of journey bank cards provide the identical profit), however it’s a good addition to the cardboard for individuals who do not have already got a card that covers their TSA PreCheck or World Entry utility price price or for individuals who have a number of relations who want these charges coated.
Earn miles on extra than simply United flights
Airline cobranded bank cards aren’t historically tremendous rewarding relating to bonus factors on spending outdoors of that airline, however that is not the case with the United Quest.
You will earn 3 miles per greenback on United purchases (after incomes the annual $125 United credit), 2 miles per greenback on all different journey (which incorporates flights on different airways and extra), choose streaming companies and eating and 1 mile per greenback on all different purchases.
There are definitely different playing cards that earn a better price of return on journey, eating and streaming companies. However in case you’re seeking to rack up United miles, it is nice to see this card award bonus miles on extra than simply United flights.
Perks for frequent United flyers
If you’re a semi-frequent United flyer, the United Quest card comes with some stable perks to assist improve your flying expertise and pad your MileagePlus steadiness on the similar time.
Each account anniversary yr, you will get 5,000 miles again in your MileagePlus account after you are taking a United or United Categorical-operated award flight booked along with your miles. You may earn this profit as much as two instances per anniversary yr. That is as much as an additional 10,000 miles again annually — value $145 by TPG valuations.
If you happen to use this profit and the $125 annual flight credit score, that may basically offset the price of the annual price annually.
Moreover, you will get elitelike advantages, together with precedence boarding, 25% again on United inflight purchases, complimentary premier seat upgrades when flying on miles when obtainable if in case you have elite standing, and also you and as much as one different companion on the reservation will obtain the primary two checked baggage free on United flights.
Associated: Who ought to (and should not) get the United Quest card?
Elite standing enhance
As a cardholder of the United Quest card, your purchases may also help you attain elite standing sooner by incomes PQPs after assembly a spending threshold.
You will earn 500 PQP for each $12,000 spent on purchases (as much as 6,000 PQP in a calendar yr) towards Premier standing qualification, as much as the Premier 1K® degree. This enormously boosts these on the cusp of attaining the subsequent tier of elite standing however are quick on PQPs.
Backside line
There’s a lot to like in regards to the United Quest Card, beginning with the sign-up bonus and persevering with to the anniversary choices whenever you renew. If you happen to’re a frequent United flyer, this card could possibly be a superb addition to your pockets.
Simply understand that this card does adhere to the Chase 5/24 rule. If you happen to’ve opened 5 or extra new accounts previously 24 months, your utility for this card will almost definitely be denied. Nevertheless, having a unique United bank card doesn’t robotically disqualify you from getting this new card.
Software hyperlink: United Quest Credit score Card