For those who’re contemplating making use of for a bank card, you are most likely questioning whether or not the present sign-up bonus is price it.
Welcome presents can change steadily, and it may be exhausting to know whether or not the present supply on a card offers the worth you are in search of. There is not any straightforward reply to exactly when is the most effective time to use for a card, but it surely does assist to know what a card has provided previously when evaluating the present supply.
We have rounded up the supply historical past on the most well-liked playing cards from Citi that can assist you discover the most effective time to use for every card.
Greatest Citi bank card sign-up bonuses
| Card | Greatest welcome supply we have seen | When to use |
|---|---|---|
| Citi Premier® Card | Earn 80,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. | When the bonus supply is 80,000 factors or larger |
| Citi Customized Money® Card | Earn $200 money again after you spend $1,500 on purchases within the first six months of account opening. | When the bonus supply is $200 money again or larger |
| Citi Double Money® Card | Earn $200 money again after spending $1,500 on purchases within the first six months. | If there may be any cash-back welcome supply |
| Citi Rewards+® Card | Earn 25,000 bonus factors after you spend $1,500 in purchases together with your card inside three months of account opening. Plus, earn 5 factors per greenback spent on inns, automobile leases, and points of interest (excluding air journey) booked on the Citi Journey Portal via June 30, 2024. | When the bonus supply is 20,000 factors or larger |
| Citi® / AAdvantage® Platinum Choose® World Elite Mastercard® | Earn 75,000 bonus miles after spending $3,500 inside the first 4 months of account opening. | When the bonus supply is larger than 50,000 miles |
| Citi® / AAdvantage® Govt World Elite Mastercard® | Earn 100,000 miles after you spend $10,000 on purchases within the first three months of account opening. | When the bonus supply is larger than 80,000 miles |
| CitiBusiness® / AAdvantage® Platinum Choose® Mastercard® | Earn 80,000 bonus miles after spending $5,500 inside the first three months of account opening. | When the bonus supply is larger than 50,000 miles |
The data for the CitiBusiness AAdvantage Platinum Choose Mastercard , and the Citi Benefit Platinum Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Citi Premier® Card
The Citi Premier card earns 3 factors per greenback on gasoline purchases, eating, groceries, and air and lodge journey. With its simplified mannequin and array of airline switch companions, the Citi Premier makes incomes factors for journey hassle-free.
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2023 to now | Earn 60,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. | $1,080 |
| April to June 2023 | Earn 75,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. | $1,350 |
| January to April 2023 | Earn 60,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. | $1,080 |
| July 2022 to January 2023 | Earn 80,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. | $1,440 |
| December 2021 to July 2022 | Earn 60,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. | $1,080 |
| October to December 2021 | Earn 80,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. | $1,440 |
| March to October 2021 | Earn 60,000 bonus factors after spending $4,000 on purchases together with your card inside the first three months of account opening. | $1,080 |
*Bonus supply worth relies on TPG’s valuations and never supplied by the bank card issuer.
When to use for this card: When the bonus supply is 80,000 factors or larger.
Study extra: Citi Premier bank card
Citi Customized Money® Card
With the Citi Customized Money, you will earn 5% money again on purchases in your high eligible spending class every billing cycle, as much as the primary $500 spent, and 1% money again after that. You may additionally earn limitless 1% money again on all different purchases. This card launched in mid-2021.
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| Approximate date | Supply | Worth* |
|---|---|---|
| June 2021 to now | Earn $200 money again after you spend $1,500 on purchases within the first six months of account opening. | $200 |
*Bonus supply worth relies on TPG’s valuations and never supplied by the bank card issuer.
When to use for this card: When the bonus supply is $200 money again or larger.
Study extra: Citi Customized Money bank card
Citi Double Money® Card
The Citi Double Money Card takes all the stress and complication out of bank card rewards with a easy (but profitable) 2% on each buy with limitless 1% money again if you purchase, plus a further 1% as you pay for these purchases and easy cash-back redemption choices.
| Approximate date | Supply | Worth* |
|---|---|---|
| November 2023 to now | Earn $200 money again after you spend $1,500 on purchases within the first six months of account opening. | $200 |
| November 2022 to November 2023 | No welcome supply | N/A |
| August to November 2022 | Earn $200 money again after spending $1,500 on purchases within the first six months of account opening. | $200 |
| 2014 to August 2022 | No welcome supply | N/A |
*Bonus supply worth relies on TPG’s valuations and never supplied by the bank card issuer.
When to use for this card: When there may be any cash-back welcome supply.
Study extra: Citi Double Money Card
Citi Rewards+® Card
Each buy on the Citi Rewards+ Card rounds as much as the closest 10 factors. Even a $2 espresso will earn 10 factors, which may actually stack up over time.
| Approximate date | Supply | Worth* |
|---|---|---|
| July 2023 to now | Earn 20,000 bonus factors after spending $1,500 within the first three months of account opening. | $360 |
| April to July 2023 | Earn 25,000 bonus factors after you spend $1,500 in purchases together with your card inside three months of account opening. Plus, earn 5 factors per greenback spent on inns, automobile leases, and points of interest (excluding air journey) booked on the Citi Journey Portal via June 30, 2024. | $250+ |
| October 2022 to April 2023 | Earn 20,000 bonus factors after spending $1,500 on purchases together with your card inside the first three months of account opening. | $200 |
| April to September 2022 | Earn 20,000 bonus factors after spending $1,500 on purchases together with your card inside the first three months of account opening, plus 5 factors per greenback on a bonus class (journey or eating places) for $6,000 of spending within the first yr. | $200+ |
| July 2021 to April 2022 | Earn 20,000 bonus factors after spending $1,500 on purchases together with your card inside the first three months of account opening. | $200 |
| Could to July 2021 | Earn 15,000 bonus factors after spending $1,500 on purchases together with your card inside the first three months of account opening. | $150 |
*Bonus supply worth relies on TPG’s valuations and never supplied by the bank card issuer.
When to use for this card: When the bonus supply is 20,000 factors or larger.
Study extra: Citi Rewards+ bank card
Citi® / AAdvantage® Platinum Choose® World Elite Mastercard®
The Citi AAdvantage Platinum Choose’s perks embody entry to most well-liked boarding, no overseas transaction charges and a free checked bag on home flights, making it a wonderful selection for anybody who flies American Airways recurrently.
| Approximate date | Supply | Worth* |
|---|---|---|
| Could 2023 to now | Earn 50,000 bonus miles after spending $2,500 inside the first three months of account opening. | $750 |
| April to Could 2023 | Earn 75,000 bonus miles after spending $3,500 on purchases within the first 4 months of account opening. | $1,328 |
| July 2022 to April 2023 | Earn 50,000 bonus miles after spending $2,500 inside the first three months of account opening. | $885 |
| June to July 2022 | Earn 75,000 bonus miles after spending $3,500 inside the first 4 months of account opening. | $1,328 |
| June 2019 to June 2022. | Earn 50,000 bonus miles after spending $2,500 inside the first three months of account opening. | $885 |
| April to June 2019. | Earn 60,000 bonus miles after spending $3,000 inside the first three months of account opening. | $1,062 |
| March to April 2019 | Earn 50,000 bonus miles after spending $2,500 inside the first three months of account opening. | $885 |
| November 2018 to March 2019 | Earn as much as 50,000 bonus miles: Earn 40,000 miles after spending $2,000 within the first three months and an additional 10,000 miles after spending a complete of $6,000 within the first 12 months. | $885 |
| Could to November 2018 | Earn 60,000 bonus miles after spending $3,000 inside the first three months of account opening. | $1,062 |
| February to Could 2018 | Earn 30,000 bonus miles after spending $1,000 inside the first three months of account opening. | $531 |
| November 2017 to February 2018 | Earn 60,000 bonus miles after spending $3,000 inside the first three months of account opening. | $1,062 |
*Bonus supply worth relies on TPG’s valuations and never supplied by the bank card issuer.
The data for the Citi AAdvantage Platinum Choose World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
When to use for this card: When the bonus supply is larger than 50,000 miles.
Study extra: Citi AAdvantage Platinum Choose bank card
Citi® / AAdvantage® Govt World Elite Mastercard®
The Citi AAdvantage Govt World Elite Mastercard is the elite card within the AAdvantage lineup. Just lately, the cardboard elevated its perks in addition to its annual charge. Cardholders take pleasure in a complimentary American Airways Admirals Membership membership, a worth that alone greater than makes up for the cardboard’s $595 annual charge, in addition to the addition of as much as $360 in annual assertion credit for Lyft, Grubhub and eligible automobile rental purchases.
| Approximate date | Supply | Worth* |
|---|---|---|
| Sept. 2023 to now | Earn 70,000 miles after spending $7,000 within the first three months of account opening. | $1,050 |
| July to Sept. 2023 | Earn 100,000 miles after spending $10,000 on purchases within the first three months of account opening. | $1,770 |
| December 2022 to July 2023 | Earn 50,000 bonus miles after spending $5,000 inside the first three months of account opening. | $885 |
| October to December 2022 | Earn 80,000 bonus miles after spending $5,500 inside the first three months of account opening. | $1,416 |
| October 2021 to October 2022 | Earn 50,000 bonus miles after spending $5,000 inside the first three months of account opening. | $885 |
| August to October 2021 | Earn 50,000 bonus miles and 10,000 elite qualifying miles after spending $5,000 inside the first three months of account opening. | $885 |
| July 2019 to August 2021 | Earn 50,000 bonus miles after spending $5,000 inside the first three months of account opening. | $885 |
*Bonus supply worth relies on TPG’s valuations and never supplied by the bank card issuer.
When to use for this card: When the bonus supply is larger than 80,000 miles.
Study extra: Citi AAdvantage Govt World Elite Mastercard
CitiBusiness® / AAdvantage® Platinum Choose® Mastercard®
The CitiBusiness / AAdvantage Platinum Choose Mastercard is great for companies with workers who steadily fly American Airways. Its perks embody a free checked bag on home flights, most well-liked boarding and the potential to earn a companion certificates.
| Approximate date | Supply | Worth* |
|---|---|---|
| August 2020 to now | Earn 65,000 bonus miles after spending $4,000 inside the first 4 months of account opening. | $975 |
| Could to August 2020 | Earn 70,000 bonus miles after spending $4,000 inside the first 4 months of account opening. | $1,239 |
| March to Could 2020 | Earn 65,000 bonus miles after spending $4,000 inside the first 4 months of account opening. | $1,151 |
| October 2019 to March 2020 | Earn 70,000 bonus miles after spending $4,000 inside the first 4 months of account opening. | $1,239 |
| July to October 2019 | Earn 60,000 bonus miles after spending $3,000 inside the first three months of account opening. | $1,062 |
| April to July 2019 | Earn 70,000 bonus miles after spending $4,000 inside the first 4 months of account opening. | $1,239 |
*Bonus supply worth relies on TPG’s valuations and never supplied by the bank card issuer.
When to use for this card: When the bonus supply is larger than 50,000 miles.
Study extra: Citi/Enterprise AAdvantage Platinum Choose bank card
Backside line
If you’re contemplating making use of for a Citi card — or any card — you will wish to decide whether or not its sign-up bonus offers substantial worth.
Use our different supply historical past guides as a reference level as you consider the professionals and cons of signing up for playing cards from the main issuers:
