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When you have Citi ThankYou Rewards factors — or are contemplating whether or not you need to benefit from a present Citi ThankYou provide — it’s possible you’ll be occupied with the perfect methods to redeem these factors. Whereas some redemption choices provide as little as 0.8 cents per level, you may normally get no less than double this worth if you redeem Citi ThankYou factors with lodge or airline companions.
On this information, we’ll cowl among the greatest methods to redeem Citi ThankYou factors for maximal worth and provide recommendation on the redemptions to keep away from.
Easy methods to maximize Citi ThankYou Rewards
You could have many choices on the subject of redeeming Citi ThankYou Rewards, however primarily based on the way you redeem your rewards, your Citi ThankYou factors worth will differ. If you wish to maximize your Citi ThankYou Rewards, you may want to decide on high-value redemption choices and keep away from low-value ones.
TPG’s valuations peg the worth of Citi ThankYou factors at 1.8 cents every primarily based on the worth you will get when you maximize your factors. To maximise your Citi factors, you may normally need to keep away from the next lower-value redemption choices:
- Redeem for reward playing cards: Normally 1 cent per level however as much as 1.11 cents per level throughout gross sales
- Guide flights, accommodations, automobile leases or points of interest by means of the Citi Journey portal: 1 cent per level
- Redeem for money rewards by way of assertion credit score, direct deposit or verify within the mail: 1 cent per level
- Store with factors: Normally 0.8 cents per level
You will possible additionally need to keep away from sharing your factors with one other Citi ThankYou member except you’re closing your account or they’re making a redemption now and wish extra factors to take action. Though there is not a price to share ThankYou factors with one other member, the shared factors expire 90 days after receiving them. It’s also possible to donate your factors, however doing so will not present any tangible worth to you (in addition to understanding you donated).
As you may see, a number of redemption choices will present 1 cent per level of worth, however if you wish to maximize Citi ThankYou Rewards factors and get greater than 1 cent per level, you may must switch your Citi factors to loyalty applications. Within the subsequent part, we’ll talk about among the greatest methods to redeem Citi ThankYou factors utilizing switch companions.
Associated: Now you can redeem your Citi factors at Walmart, however you most likely should not
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Greatest methods to redeem Citi ThankYou factors
One of the best ways to redeem Citi ThankYou factors is for a high-value redemption with one of many Citi ThankYou switch companions. You will get much more worth when you make the most of a switch bonus.
Citi has 14 airline companions, 4 lodge companions and one retail associate to which you’ll switch your factors when you have the Citi Premier® Card (see charges and costs), the Citi Status® Card or the AT&T Entry Extra Card. Even when you haven’t any of those three playing cards, you may nonetheless switch Citi ThankYou factors to JetBlue TrueBlue, Wyndham Rewards and Selection Privileges.
The data for the Citi Status Card and AT&T Entry Extra Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Now, let’s talk about among the greatest methods to redeem Citi ThankYou factors for maximal worth.
Air France-KLM Flying Blue
Air France-KLM Flying Blue affords some good redemption choices for vacationers. In October 2023, Flying Blue standardized pricing for its saver-level redemptions to Europe, which resulted in some will increase and a few decreases, however one of the crucial interesting makes use of of the Flying Blue program stays Promo Rewards. With Flying Blue Promo Rewards, you may usually snag discounted one-way financial system flights between choose U.S. airports and numerous European cities from round 15,000 miles per particular person.
When you have the Citi Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you may switch Citi ThankYou factors to Air France-KLM Flying Blue at a 1:1 ratio.
Associated: Easy methods to discover the most affordable redemption charges utilizing Flying Blue miles
Avianca LifeMiles
Avianca LifeMiles is effectively cherished for its interesting Star Alliance award pricing. For instance, you should utilize LifeMiles to avoid wasting on journey throughout the U.S. and to Canada. LifeMiles is maybe one of the best ways to e-book Lufthansa top notch, and you will find a number of LifeMiles candy spots for flying in long-haul enterprise class. Nevertheless, there’s some unhealthy information: There are a number of methods Avianca LifeMiles might enhance its program, and a few vacationers keep away from this system resulting from its IT and customer support points.
When you have the Citi Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you may switch Citi ThankYou factors to Avianca LifeMiles at a 1:1 ratio.
Associated: Star Alliance member Avianca rebrands, focuses on enlargement and improved reliability
Turkish Miles&Smiles
Turkish Miles&Smiles just lately carried out increased award charts, so some vacationers might imagine its inclusion on this record is questionable. However Turkish Miles&Smiles nonetheless affords some interesting award charges. Specifically, 65,000 miles for a one-way business-class flight between the U.S. and Istanbul remains to be a good deal. Flying one-way between the U.S. and Hawaii for 10,000 miles can also be compelling. It simply stings that you could possibly beforehand safe these awards for fewer miles.
When you have the Citi Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you may switch Citi ThankYou factors to Turkish Miles&Smiles at a 1:1 ratio.
Virgin Atlantic Flying Membership
Virgin Atlantic has devalued its award chart a number of occasions, with the latest being will increase to Delta-operated Flying Membership awards. Even so, Virgin Atlantic Flying Membership stays a preferred program with some award vacationers. You possibly can maximize Virgin Atlantic factors on over 20 associate airways, together with SkyTeam airways. Plus, you may generally e-book discounted transatlantic awards by means of the Virgin Atlantic Promo Awards promotion.
When you have the Citi Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you may switch Citi ThankYou factors to Virgin Atlantic Flying Membership at a 1:1 ratio.
Selection Privileges
Selection Privileges award nights value between 6,000 and 35,000 factors in most areas, nevertheless it’s doable to get outsize worth when you keep on costly dates or in a dear vacation spot. I’ve gotten nice worth redeeming Selection factors for stays in Japan, Europe and costly U.S. locations (resembling close to ski resorts in winter and enormous cities on high-demand dates). It’s also possible to get good worth if you redeem factors for properties on the present Selection Resorts Candy Spot Rewards record.
When you have the Citi Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you may switch Citi ThankYou factors to Selection Privileges at a 1:2 ratio. When you have one other card that earns ThankYou factors, you may switch factors to Selection Privileges at a 2:3 ratio.
Associated: Redeem Selection factors for a Maldives resort, half-board accommodations, suites and extra
Wyndham Rewards
Wyndham Rewards affords a three-tier award chart, with award nights costing 7,500, 15,000 or 30,000 factors every. As such, there’s usually good worth to be discovered at some properties that value 7,500 or 15,000 factors per evening — particularly when you’re touring throughout high-demand dates the place paid charges are excessive. You will additionally generally discover good worth in redeeming Wyndham factors for Vacassa trip leases. And when you have a cobranded Wyndham Rewards bank card, you may get a ten% low cost when redeeming factors free of charge nights.
When you have the Citi Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you may switch Citi ThankYou factors to Wyndham Rewards at a 1:1 ratio. When you have one other card that earns ThankYou factors, you may switch factors to Wyndham Rewards at a 5:4 ratio.
Associated: The 12 greatest Wyndham accommodations on the earth
Citi playing cards that earn ThankYou factors
Numerous Citi playing cards earn ThankYou factors, however solely three playing cards — the Citi Premier Card, the Citi Status Card and the AT&T Entry Extra Card — earn full-fledged ThankYou factors you may switch to all companions mentioned above.
In case you solely produce other ThankYou Rewards playing cards — such because the Citi Double Money® Card (see charges and costs) or the Citi Rewards+® Card (see charges and costs) — you may earn restricted ThankYou factors you could solely redeem for cash-back rewards or switch to Selection Privileges, Wyndham Rewards or JetBlue TrueBlue at a decreased ratio. One notably useful perk of the Citi Rewards+ Card is that cardholders get 10% of the factors they redeem again (as much as the primary 100,000 factors redeemed per yr).
You possibly can switch rewards earned by any ThankYou Rewards card to an account incomes full-fledged ThankYou factors after which redeem them with any of the Citi switch companions. So, when you have the Citi Premier Card and the Citi Double Money Card, you may switch rewards earned by the Citi Double Money to your Citi Premier account earlier than redeeming.
Associated: Citi Status vs. Citi Premier: Do you have to maintain the Status or downgrade to the Premier?
Backside line
One of the best ways to maximise Citi ThankYou factors is to make use of high-value switch companions for redemptions that offer you no less than 1.8 cents per level.
Nevertheless, when you have Citi ThankYou factors and do not need to use switch companions, one of the best ways to get good worth out of your factors is to redeem them for a present card you may use throughout a sale at a price of greater than 1 cent per level. In any other case, contemplate redeeming for a direct deposit or verify at 1 cent per level.
