The Centurion Card from American Specific is probably essentially the most fascinating piece of anodized titanium on the market, in no small half due to the shroud of secrecy and exclusivity that surrounds it. Except you are invited to use and accepted (extra on how that occurs later), Amex retains a good lid on the quite a few advantages and unique perks obtainable to cardmembers.
However we all know sufficient people who find themselves a part of the Centurion “Membership” (together with the unique Factors Man himself, Brian Kelly, who carries the enterprise model) that we’ve got a fairly good concept of what this unique card brings to the desk.
Wanting any official affirmation, this is one of the best info we have been capable of spherical up concerning the card. And in the event you aren’t invited to use, don’t be concerned — we’ll additionally share different methods to get among the card’s top-tier advantages.
The knowledge for the Centurion Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.†
How you can get the Amex Centurion card
First issues first: There are two variations of the Centurion Card† — a enterprise model and a private one. It is doubtlessly a lot simpler to get the cardboard as a enterprise proprietor, however both manner, it requires racking up vital fees.
There isn’t any official requirement for Centurion eligibility, however we’re speaking huge bucks.
Amex reportedly extends invites to use for the enterprise card provided that you’ve got spent (and paid off) a minimum of $450,000 (or $500,000 — we have heard each) throughout all of your Amex accounts in a calendar 12 months. For the non-public card, the bar is rumored to be set at round $350,000.
Be aware that these quantities aren’t formally confirmed, and simply since you spend sufficient and have good standing throughout accounts doesn’t suggest you will robotically be invited to use. A part of the exclusivity of the Centurion Card† is that there is a secret system behind who will get invited.
Associated: Now you can request an invitation to the Amex Centurion card
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Centurion Card charges and funds
Within the publicly obtainable rewards card area, The Platinum Card® from American Specific is taken into account the cream of the crop. However the initiation and annual charges for the Centurion Card† make Amex Platinum’s $695 annual payment (see charges and costs) appear like kid’s play.
There’s an initiation payment of $10,000, together with an annual payment of $5,000. This implies you are a tab of $15,000 — between the initiation payment and the first-year annual payment — earlier than you possibly can even begin utilizing your card.
Associated: Is the Amex Platinum value its annual payment?
Incomes factors on the Centurion Card
The Centurion Card† has some spectacular advantages, but it surely falls flat within the points-earning area. Cardmembers earn only one Membership Rewards level per greenback spent on all purchases.
Different choices for incomes: You will truly get significantly better Membership Rewards incomes potential with the Amex Platinum or the American Specific® Gold Card since each have bonus-earning classes.
And in the event you aren’t loyal to Membership Rewards, you will do significantly better incomes 3 Chase Final Rewards factors per greenback spent on journey and eating purchases with the Chase Sapphire Reserve or 2 Capital One miles per greenback spent on all purchases with the Capital One Enterprise X Rewards Credit score Card.
Elite standing with the Centurion Card
Together with being a standing marker itself, the Centurion Card† permits cardmembers to obtain computerized elite standing with a number of packages.
Marriott Bonvoy Gold Elite standing
Take pleasure in room upgrades at check-in and late checkout when obtainable, plus a welcome present at collaborating properties and a 25% factors bonus in your stays. TPG values Marriott Bonvoy Gold elite standing at $805 per 12 months.
Different methods to get it: You will get Marriott Bonvoy Gold Elite standing robotically with the Amex Platinum, the Ritz-Carlton Rewards Credit score Card (now not obtainable to new candidates) and the Marriott Bonvoy Bevy™ American Specific® Card.
Alternatively, the Marriott Bonvoy Boundless Credit score Card and the Marriott Bonvoy Enterprise® American Specific® Card present quicker paths to elite standing. Or, you may get Gold Elite standing the old-school manner by staying 25 qualifying nights at collaborating Marriott Bonvoy properties.
The knowledge for the Ritz-Carlton Rewards card has been collected independently by The Factors Man. The cardboard particulars om this web page haven’t been reviewed or offered by the cardboard issuer.
Hilton Honors Diamond standing
Get space-available room upgrades, 48-hour room ensures, free premium web (on reservations booked immediately with Hilton), a 100% bonus on all Hilton Honors base factors you earn and the fifth reward night time free. TPG values Hilton Honors Diamond standing at a whopping $2,880.
Different methods to get it: You may get this standing robotically by holding the Hilton Honors American Specific Aspire Card. Alternatively, you may get it by spending $40,000 in a calendar 12 months on the Hilton Honors American Specific Surpass® Card or the Hilton Honors American Specific Enterprise Card.
You may as well obtain this standing by reaching 30 stays or 60 nights at eligible Hilton properties in a calendar 12 months.
The knowledge for the Hilton Aspire Amex card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
IHG One Rewards Platinum Elite standing
Obtain precedence check-in, complimentary room upgrades, a welcome amenity, early check-in, assured room availability and a 60% bonus on base factors earned throughout your keep. TPG values IHG One Rewards Platinum Elite standing at $1,290.
Different methods to get it: You will get this standing robotically as a cardholder of the IHG One Rewards Premier Credit score Card, the IHG One Rewards Premier Enterprise Credit score Card or the United Membership Infinite Card. Alternatively, you possibly can earn this standing by staying 40 certified nights at eligible IHG properties in a calendar 12 months.
Delta SkyMiles Platinum Medallion standing
Get complimentary upgrades, precedence waitlisting, 9 miles per greenback spent, precedence check-in and boarding and extra. TPG values Platinum Medallion standing at $3,420.
Different methods to get it: The Centurion Card† is the one card that provides you this standing robotically. Nevertheless, you possibly can fast-track your path to SkyMiles standing in the event you maintain the Delta SkyMiles® Platinum American Specific Card or the Delta SkyMiles® Reserve American Specific Card.
Hertz President’s Circle standing
Get upgrades on the time of rental, courtesy pickup and supply of the automotive to pick personal airplane terminals, first precedence for automotive availability at collaborating places and complimentary little one seats and ski racks.
Different methods to get it: You will get computerized Hertz President’s Circle standing as a cardholder of the Amex Platinum or the Capital One Enterprise X. You may as well get it by finishing 15 Hertz leases or spending $3,000 with Hertz in a calendar 12 months.
Avis President’s Membership standing
Take pleasure in a assured automotive with a reservation, complimentary double upgrades, the bottom relevant charges on home reservations and expedited service at most places.
Different methods to get it: You will get Avis President’s Membership standing robotically by holding the United Membership Infinite Card. Alternatively, you will obtain this standing in the event you earn 100,000 American Airways Loyalty Factors or are a United Premier Platinum, Premier 1K or International Companies member. You will additionally earn this standing organically with 20 leases or $6,000 in spending in a calendar 12 months.
Centurion Card assertion credit
Clear Plus membership
Cardmembers obtain an annual assertion credit score for as much as $369 to cowl a Clear Plus membership for them and as much as three members of the family. Clear makes use of biometric authentication to hurry you thru safety and deposit you proper on the entrance of the road, and it is at present obtainable at greater than 65 airports, stadiums and different venues.
Different methods to get it: The extra member of the family protection is exclusive to the Centurion Card†. Nevertheless, the Amex Platinum and the American Specific® Inexperienced Card each include assertion credit of as much as $189 for Clear Plus memberships.
The knowledge for the Amex Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Saks Fifth Avenue credit
Cardmembers obtain as much as $1,000 yearly in credit for Saks Fifth Avenue purchases, distributed as quarterly credit of $250.
Different methods to get it: This particular credit score is exclusive to the Centurion Card†. Nevertheless, Amex Platinum cardmembers obtain as much as $100 in Saks Fifth Avenue credit yearly, distributed as two as much as $50 credit in the course of the calendar 12 months.
Equinox All-Entry membership
Cardmembers obtain as much as $3,600 in credit yearly for an Equinox All-Entry membership.
Different methods to get it: Once more, this particular credit score is exclusive to the Centurion Card†, however Amex Platinum cardmembers obtain as much as $300 in Equinox credit yearly for eligible membership purchases (topic to auto-renewal; enrollment required).
Centurion Card perks and entry
Amex Effective Lodges + Resorts
Along with the Centurion Resort Program, cardmembers can leverage Amex Effective Lodges + Resorts to get pleasure from a number of on-property advantages like room upgrades when obtainable, each day breakfast for 2 and a novel property amenity when paying with an eligible card.
Different methods to get it: Amex Platinum cardmembers also can entry this program.
Centurion concierge
One of the precious “smooth perks” of getting the Amex Centurion† is the non-public concierge who is obtainable to assist with many duties.
Here is what Brian Kelly has to say about Ray, his private Centurion concierge:
I would guess that Ray saves me greater than $20,000 a 12 months. From figuring out my most well-liked seat on a airplane based mostly on the format of the cabin to advising inns of my arrival and departure time, Ray is a jack of all trades. He is organized a tour in Beijing for me and my dad and mom to go to the Forbidden Metropolis, Tiananmen Sq. and the Nice Wall of China. He is gotten me theater tickets, nice live performance seats (entrance row for Celine Dion) and hard-to-get restaurant reservations. Ray even takes on notably cumbersome duties, like finding my headphones after I misplaced them 10,000 miles from dwelling.
Brian additionally praises the concierge for serving to him depart Bali, Indonesia, in the course of the eruption of Mount Agung, in addition to offering wonderful service for rebooking journey in the course of the coronavirus pandemic.
Different methods to get it: Whereas not fairly as in depth because the Centurion concierge, premium Amex cardholders can entry an American Specific Concierge for help buying occasion tickets, making reservations, reserving journey and fulfilling procuring requests. This perk is obtainable on the Amex Platinum, the Delta SkyMiles Reserve American Specific Card and the Hilton Honors American Specific Aspire Card.
The knowledge for the Hilton Aspire Amex card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Centurion Worldwide Arrival Companies
Once you journey in enterprise or top quality on worldwide flights, you will be greeted by a private information who will expedite you thru customs and immigration. When doable, Centurion can coordinate floor transportation as nicely, and baggage porters can be found for a payment. These providers can be found for you and as much as eight journey companions on eligible flights and at over 30 worldwide airports.
Airport lounge entry
Centurion† cardmembers obtain complimentary entry to Amex’s International Lounge Assortment, which incorporates entry to Centurion Lounges, Delta Sky Membership lounges, Precedence Go Choose lounges, Escape Lounges, Plaza Premium lounges, Lufthansa lounges and different International Lounge Assortment companion lounges. Plus, they obtain complimentary entry for as much as two visitors — a profit that has been restricted on the Amex Platinum.
Different methods to get it: Amex Platinum cardmembers additionally obtain complimentary entry to Amex’s International Lounge Assortment however with stricter visitor privileges.
Centurion Haus
Centurion† cardmembers have unique entry to the Centurion Haus lounge, a speak-easy venue hidden behind a store within the Raffles Singapore arcade.
Those that have the cardboard and know the lounge’s location can acquire entry by strolling into the best hat store and pushing a selected show panel. The hat store wall then opens to disclose the doorway to this members-only lounge, the place Centurion cardmembers can calm down of their alternative of chic seating and order from a menu of subtle meals and beverage choices.
PS Membership
Centurion† cardmembers get an annual membership to PS (previously The Non-public Suite) with places at present open at Los Angeles Worldwide Airport (LAX) and Hartsfield-Jackson Atlanta Worldwide Airport (ATL) and one other at Miami Worldwide Airport (MIA) set to open quickly. These personal airport suites allow you to really feel like a real celeb when departing or arriving from one in every of their airport places.
The traditional membership price is $4,500, however you will nonetheless must pay a further $2,700 to $3,000 every time you employ the service.
Journey and procuring protections
Centurion† cardmembers benefit from the highest stage of journey and procuring protections American Specific has to supply, together with safety in opposition to journey delay and cancellation* and baggage delays** in addition to prolonged guarantee** and buy safety.**
Different methods to get it: Amex Platinum cardmembers additionally obtain the total vary of Amex protections, however comparable protections will be discovered on a number of playing cards in Amex’s portfolio.
*Eligibility and profit stage range by card. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by New Hampshire Insurance coverage Firm, an AIG Firm.
**Eligibility and profit stage range by card. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.
Unique affords and occasions
Centurion† cardmembers additionally obtain particular entry to eating alternatives and particular occasions, together with most well-liked reservations at high eating places and entry to non-public wine excursions. In addition they obtain the highest tier of unique VIP entry to leisure.
Different methods to get it: Amex Platinum and The Enterprise Platinum Card® from American Specific cardmembers additionally obtain entry to concierge providers, which may safe a desk at most high eating places. In addition they have entry to Amex’s unique By Invitation Solely occasions.
Backside line
For companies and people fortunate sufficient to get invited to use, the exclusivity and the soft life-style exclusives make this card fairly attractive. However even when you do not have the chance so as to add the coveted Centurion Card† to your pockets, you may get lots of the identical perks for a a lot decrease annual payment with the Amex Platinum. No matter your path to luxurious bank card perks, the playing cards in your pockets could be a key to the nice life.
Upon enrollment, accessible by the Capital One web site or cellular app, eligible cardholders will stay at upgraded standing stage by December 31, 2024. Please word, enrolling by the traditional Hertz Gold Plus Rewards enrollment course of (e.g. at Hertz.com) won’t robotically detect a cardholder as being eligible for this system and cardholders won’t be robotically upgraded to the relevant standing tier. Further phrases apply.
For charges and costs of the Amex Platinum, please click on right here.
For charges and costs of the Amex Gold, please click on right here.
For charges and costs of the Bonvoy Bevy, please click on right here.
For charges and costs of the Bonvoy Enterprise, please click on right here.
For charges and costs of the Hilton Surpass card, click on right here.
For charges and costs of the Hilton Enterprise card, click on right here.
For charges and costs of the Delta Platinum, please click on right here.
For charges and costs of the Delta Reserve, please click on right here.