0% introductory APR for 21 months on stability transfers: One of many longest introductory durations on stability transfers we have come throughout, you will get a 0% intro APR on the stability transferred for a full 21 months, which suggests you’ll have virtually two years to repay your stability.
0% introductory APR for 12 months on purchases: You will additionally get a 0% intro APR on new purchases for the primary 12 months. It is a useful perk for those who plan on shopping for something with the cardboard.
Select your cost due date: A little bit flexibility can go a good distance in the case of managing your funds. The cardboard permits you to select from any obtainable cost date, whether or not it is to start with, center, or finish of the month. That manner, you’ll be able to arrange computerized funds which might be aligned together with your paycheck.
No late charges: One of the vital distinctive perks is that there are not any late charges, ever. Whilst you ought to all the time pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged for those who do slip up and miss a cost.
No penalty APR: For those who miss some funds, most bank cards will enhance your rate of interest to their penalty APR. Citi® Simplicity® Card by no means prices a penalty fee, so your APR is not liable to rising attributable to late funds.
No annual charge: This card comes with no annual charge, which is a vital function in case your objective is to repay debt.
