The Chase Sapphire Most popular Card is without doubt one of the hottest journey rewards playing cards on the market and comes with plenty of well-known advantages, in addition to an 80,000-point bonus once you spend $4,000 on purchases throughout the first three months of account opening — all for a $95 annual charge.
You may wish to apply earlier than 9 a.m. Japanese Time (ET) on Could 25 to make the most of the present elevated supply.
However what are a few of the lesser-known advantages of the super-popular card? Let’s have a look.
Complimentary DashPass
Traditionally, the Chase Sapphire Most popular hasn’t supplied a lot in the best way of assertion credit or comparable advantages. It’s a mid-tier bank card with a low annual charge, so that’s to be anticipated. Nonetheless, throughout the previous couple of years, the Sapphire Most popular has acquired a few new perks from companions resembling DoorDash.
By means of Chase’s partnership with DoorDash, a meals pickup and supply service, you may get at the least one yr of complimentary DashPass, the corporate’s subscription service. DashPass comes with $0 supply charges and diminished service charges on eligible orders over $12.
The subscription service sometimes prices $9.99 per 30 days, which implies you’ll get at the least $119.88 in worth. Chase’s DashPass partnership is legitimate by Dec. 31, 2024, relying in your activation date.
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Journey cancellation/journey interruption insurance coverage
In case your journey is lower brief or interrupted by illness, extreme climate and different coated conditions (deemed so by the profit administrator), you will be reimbursed for pay as you go, nonrefundable journey bills (resembling airplane tickets, resorts and excursions) on as much as $10,000 per individual and $20,000 per journey. This protection is accessible to you and your speedy members of the family touring with you once you pay for the journey bills along with your Chase Sapphire Most popular.
I invoked this profit for the primary time once I was in Kuala Lumpur on enterprise, staying at Le Méridien. I had introduced my spouse and 9-month-old son alongside to see town and benefit from the resort whereas I used to be at work every day. We had nonrefundable AirAsiaX tickets from Kuala Lumpur to Busan, Korea. Sadly, the day earlier than our flight, my son awoke with a horrible cough. We determined a visit to Korea might not serve his greatest pursuits and it was time to ship my spouse and son again house to Japan and our physician.
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I referred to as Chase at 3 a.m. Japanese Time to inquire about having the AirAsia tickets to Busan coated by the profit. Inside 10 minutes, I had an e mail requesting the canceled airplane ticket itinerary, a health care provider’s observe and the bank card assertion exhibiting the place the tickets have been bought. Quickly after, I confirmed the advantages administrator had acquired my documentation and I used to be informed a $625 credit score could be issued again to my Sapphire Most popular card. That was fairly unbelievable.
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Baggage delay Insurance coverage
In case your checked bag is delayed by greater than six hours, you will be reimbursed as much as $100 per day for as much as 5 days for important purchases like toiletries and clothes. For instance, my mom’s checked suitcase didn’t arrive on Air Canada’s flight from Toronto to Tokyo. I instantly referred to as Chase from Narita Worldwide Airport (NRT) to inquire about this profit.
I used to be informed to get a baggage delayed report from the luggage service counter and preserve receipts for any necessities she bought, as much as $100 a day for 5 days or till the suitcase arrived. The suitcase was lastly delivered to my Japanese handle 4 days later. Within the meantime, we took full benefit of the profit, with my mother shopping for $400 value of garments, footwear and toiletries to get round Japan throughout her keep.
I despatched the advantages administrator a baggage delayed report, a courier observe when the bag was lastly dropped off, receipts for my mother’s purchases and the bank card assertion exhibiting I had paid for her ticket. Since she had flown on an award ticket, I had solely paid the charges with my Sapphire Most popular card (and never the entire fare). I used to be nervous this may make us ineligible for the perk, however we acquired a $400 test a short while later to cowl the bills.
Alongside these identical strains, you might be eligible for as much as $3,000 in misplaced baggage protection. Nonetheless, this profit requires you to provide virtually all of your unique receipts for objects costing greater than $25, making it a lot tougher to get full worth.
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Journey delay reimbursement
Have you ever ever been on the final flight of the day to your vacation spot solely to have it canceled? If it’s resulting from climate or some other trigger that permits the provider to deflect blame, you might get a most popular fee from the native airport resort or be out of luck altogether. Both method, you’ll possible be compelled to pay out of pocket.
In case your frequent provider journey is delayed greater than 12 hours or requires an in a single day keep, the Chase Sapphire Most popular card covers you and your loved ones for as much as $500 per ticket of non-reimbursed bills, resembling meals and lodging. Fortunately, I’ve by no means needed to put this profit to make use of, however understanding I might keep in a pleasant place at no cost would make the scenario a bit extra tolerable.
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Major automotive rental insurance coverage
Whereas most — though not all — bank cards supply automotive rental insurance coverage, you’ll discover that there’s a distinction within the insurance coverage being supplied. Whereas a number of bank cards supply secondary automotive rental insurance coverage and a few even cost a charge, others supply major automotive rental insurance coverage — higher protection in your subsequent automotive rental.
Fortuitously, one of many perks of the Chase Sapphire Most popular is that it provides major automotive rental protection for no added charge onto your rental. This implies leases of as much as 31 consecutive days paid for with the cardboard are coated for losses, together with bodily harm and/or theft of the rental automobile, legitimate loss-of-use expenses assessed by the rental firm and cheap and customary towing expenses associated to a coated loss. As well as, with this specific card, your protection is as much as the money worth of the rental automotive.
Utilizing a bank card that gives any such protection means which you could decline any rental automotive company insurance coverage coverage — which can prevent cash in your rental — and never need to file a declare with your personal auto insurance coverage coverage.
Whereas this can be a profit you hope you by no means have to make use of, it might positive turn out to be useful in an unlucky occasion. You’ll additionally earn at the least 2 factors per greenback on all journey bills, together with automotive leases, so that you’ll nonetheless be incomes bonus factors by paying in your automotive rental with the Sapphire Most popular.
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Buy safety
This profit covers eligible private property (bought utilizing your Sapphire Most popular card) within the occasion of theft, harm or involuntary and unintentional parting with property. If one thing occurs to an merchandise inside 120 days of buy, will probably be repaired or changed for a price of as much as $500.
There’s a prolonged listing of excluded objects, together with animals, antiques, something with an engine, perishable objects and used/pre-owned objects. Nonetheless, once I purchased my newest iPad, I felt extra comfortable understanding I had 120 days of protection if I spilled espresso on it or left it behind whereas touring.
Loads of different playing cards supply comparable advantages (resembling Amex buy safety), but it surely’s good to know Chase is maintaining with the competitors.
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Prolonged guarantee safety
This profit can actually prevent cash. Obtain an extra yr of protection on eligible purchases with a producer’s guarantee of three years or much less. Boats, cars, plane, medical tools, leased or pre-owned objects and objects for business use are ineligible.
Just a few years in the past, I bought what was then a top-of-the-line flat-screen TV for $1,200, with a producer’s guarantee of two years. Then, sooner or later three years later, my spouse and I have been watching a soccer recreation when a loud pop occurred, and a puff of smoke appeared from the again of the TV.
I referred to as Chase, and a consultant requested for a duplicate of the unique buy receipt and a letter from the TV producer stating it was out of the producer’s guarantee. I used to be then instructed to get an estimate from a TV repairman (sure, they nonetheless exist) of what it might value to repair the TV. I flipped by the phone book (sure, these nonetheless exist too) and some days later had an estimate saying the TV was damaged past restore. After I submitted the estimate, I obtained a credit score again for my unique buy worth of the TV, in addition to a credit score for the TV repairman’s charge.
I then purchased a TV for $800 which was higher than what I had paid $1,200 for 3 years earlier. As well as, Chase guarantees reimbursement inside 5 enterprise days of receipt and validation of all required paperwork. Evidently, I used to be fairly excited this profit was on the cardboard.
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Backside line
A number of of those advantages have supplied glorious worth for me and made life simpler once I might have in any other case been out of luck. As all the time, be sure you learn the advantageous print for advantages, phrases and circumstances. Clearly outlined and labeled documentation submitted in a logical order has made the declare processes quite painless for me.
Additionally, observe that the above seven advantages are under no circumstances the one perks of the Chase Sapphire Most popular card. For instance, journey accident insurance coverage, zero legal responsibility safety and journey and emergency assistant providers might all make a bitter scenario barely sweeter.
Official software hyperlink: Chase Sapphire Most popular with 80,000 bonus factors after you spend $4,000 within the first three months. Apply earlier than 9 a.m. ET on Could 25.
Extra reporting by Ryan Wilcox, Madison Blancaflor and Christina Ly.
