It might be “tougher for older adults to attempt to navigate the therapy system,” Dr. Parish mentioned.
Uneven Medicare protection additionally presents obstacles. Federal parity laws, mandating the identical protection for psychological well being (together with habit therapy) and bodily well being, ensures equal advantages in personal employer insurance coverage, state well being exchanges, Inexpensive Care Act marketplaces and most Medicaid plans.
However it has by no means included Medicare, mentioned Deborah Steinberg, senior well being coverage legal professional on the Authorized Motion Middle, a nonprofit working to develop equitable protection.
Advocates have made some inroads. Medicare covers substance use screening and, since 2020, opioid therapy applications like methadone clinics. In January, following congressional motion, it is going to cowl therapy by a broader vary of well being professionals and canopy “intensive outpatient therapy,” which usually offers 9 to 19 hours of weekly counseling and schooling. Expanded telehealth advantages, prompted by the pandemic, have additionally helped.
However extra intensive therapy could be onerous to entry, and residential therapy isn’t lined in any respect. Medicare Benefit plans, with their extra restricted supplier networks and prior authorization necessities, are much more restrictive. “We see many extra complaints from Medicare Benefit beneficiaries,” Ms. Steinberg mentioned.
“We’re truly making progress,” she added. “However persons are overdosing and dying due to lack of entry to therapy.” Their medical doctors, unaccustomed to diagnosing substance abuse in older individuals, may additionally overlook the dangers.
In an age cohort whose youthful consuming and drug use have typically supplied amusing anecdotes (a standard chorus: “When you can keep in mind the ’60s, you weren’t there”), it may be tough for individuals to acknowledge how susceptible they’ve grow to be.
“That particular person could not have the ability to say, I’m addicted,” Dr. Humphreys mentioned. “It’s a Rubicon individuals don’t wish to cross.”
A joke about dropping acid at Woodstock “makes me colourful,” he added. “Crushing OxyContin and snorting it’s not colourful.”