United Enterprise Card overview
* Card ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
If in case you have a small enterprise and journey with United (even often), you would possibly wish to contemplate signing up for the United Enterprise Card. This card has a $99 annual price ($0 intro price for the primary yr) however its many advantages might be priceless sufficient to offset it yr after yr.
The United Enterprise Card earns United MileagePlus miles and supplies perks which are particular to United Airways. For the most effective possibilities of approval, you will need a credit score rating of 670 or larger.
Listed below are all of the United Enterprise Card advantages it’s essential to find out about to resolve if it is best for you.
United Enterprise Card welcome supply
You are not eligible for the sign-up bonus for those who at the moment have the United Enterprise Card or beforehand had the United Enterprise Card and acquired a brand new cardmember bonus for it inside the final 24 months.
Nevertheless, the United Enterprise Card is taken into account by Chase to be a definite product from the no-longer-available United Explorer Enterprise Card and the United Membership Enterprise Card. So, when you’ve got or beforehand had both of those playing cards, you are still eligible for the sign-up bonus from the United Enterprise Card.
The data for the United Membership Enterprise and United Explorer Enterprise have been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
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The United Enterprise Card additionally seemingly falls below Chase’s unpublished 5/24 rule. Which means for those who’ve opened 5 or extra bank card accounts within the final 24 months, you won’t be authorised for it.
Associated: Finest enterprise bank cards of 2024
United Enterprise Card advantages
The first cardmember and one companion touring on the identical reservation will every obtain their first normal checked bag free on United-operated flights. Plus, the first cardmember and companions on the identical reservation can be invited to board United-operated flights earlier than common boarding when the first cardmember consists of their United MileagePlus quantity.
You may additionally get two United Membership one-time passes every year, which may come in useful even when you do not have different playing cards that present lounge entry.
You may additionally take pleasure in the next extra advantages:
- Annual United journey credit score: $100 United journey assertion credit score after seven eligible United purchases of $100 or extra with the United Enterprise Card inside an account anniversary yr
- Assertion credit score on United inflight purchases: 25% again as a press release credit score on meals, drinks and Wi-Fi aboard United-operated flights while you pay along with your United Enterprise Card
- “Higher collectively” bonus: 5,000 bonus miles every year in your United Enterprise Card anniversary when you’ve got each the United Enterprise Card and a private Chase United bank card
- Worker playing cards: Get worker playing cards at no extra value and set particular person spending limits on every worker card
- Expanded award availability: The first cardholder might even see expanded award availability when utilizing miles to guide any United-operated flight
- Earn Premier qualifying factors: Get 500 Premier qualifying factors (PQPs) for each $12,000 in card spending, as much as 1,000 PQPs in a calendar yr, that may be utilized as much as Premier 1K elite standing
- Journey protections: Journey delay reimbursement, journey cancellation and interruption insurance coverage, baggage delay insurance coverage, misplaced baggage reimbursement, auto rental collision injury waiver, roadside help and journey accident insurance coverage
- Buying protections: Buy safety and prolonged guarantee safety
- No international transaction charges
Enterprise house owners who fly United repeatedly will simply get sufficient worth from these advantages to justify paying the $99 annual price.
Incomes miles with the United Enterprise Card
The United Enterprise Card earns 2 United miles per greenback on the next purchases:
In accordance with TPG’s valuation of 1.45 cents per United mile, you will get a 2.9% return on these purchases. You may additionally earn 1 mile per greenback spent on all different eligible purchases, which is a 1.45% return.
Redeeming miles on the United Enterprise Card
You need to use United miles to guide award journey on United, different Star Alliance airways and accomplice airways.
It is price noting that United makes use of dynamic award pricing somewhat than award charts. Though this makes it harder to find out the worth of an award till you are able to guide, dynamic pricing can result in cheap award flights in some conditions.
Award charts nonetheless exist for utilizing United miles on accomplice airways — and there are some candy spots to be discovered on these charts. TPG contributor Sarah Hostetler notes that for those who fly from the U.S. to Paris (CDG), you may use the Excursionist Perk to get a free one-way flight to Amsterdam (AMS). Your itinerary might appear to be this:
- U.S. to Paris
- Paris to Amsterdam (free)
- Amsterdam to the U.S.
You may usually get probably the most worth out of your United miles while you use them to guide flights, however you may as well use United miles to safe an improve, buy inflight Wi-Fi, guide resort stays and automobile leases or use them for merchandise, reward playing cards and once-in-a-lifetime occasions.
Transferring miles on the United Enterprise Card
You can too switch your United miles to Marriott Bonvoy at a 1:1 ratio.
Nevertheless, that is removed from probably the most priceless choice, so we advocate avoiding it except you simply must high off your Marriott stability for a selected redemption.
Associated: How you can maximize redemptions with United MileagePlus
Which playing cards compete with The United Enterprise Card?
If you wish to earn United miles on your small business purchases, the United Enterprise Card has a couple of notable rivals.
For extra choices, try our checklist of the most effective enterprise bank cards.
The data for the United Membership Enterprise has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: 4 causes somebody in your loved ones wants a United bank card
Is the United Enterprise Card price it?
Backside line
Different perks comparable to precedence boarding and 25% again on inflight purchases can add up over time. If you will get not less than $99 of worth every year from all the card’s perks, you must contemplate signing up for the United Enterprise Card.
Apply right here: United Enterprise Card
